Terms of Website Use
This page (along with any documents referenced here) outlines the terms of use for our website (our site), whether you are a guest or a registered user. Please read these terms carefully before using our site. By accessing or using our site, you agree to these terms and conditions. If you do not agree to these terms, please do not use our site.
TRANSACTIONS CONCLUDED THROUGH OUR SITE: INVESTMENTS OFFERED OR MADE THROUGH OUR SITE ARE SUBJECT TO SEPARATE TERMS AND CONDITIONS.
Information About Us
Epoch is a limited liability company registered in New York under company number 351903 with our registered office at 1 Vanderbilt Ave, New York, NY 10017, United States.
Epoch is authorized and regulated by the New York Department of Financial Services (NMLS ID: 351903).
Accessing Our Site
Access to our site is provided on a temporary basis. We reserve the right to withdraw or amend the services we provide on our site without notice. We will not be liable if our site is unavailable at any time or for any period.
We may restrict access to certain parts of our site, or our entire site, to users who have registered with us.
When you register, you will choose a username and password unique to your account. You must keep this information confidential and not share it with any third parties. We may disable any account if, in our opinion, you fail to comply with these terms.
You are responsible for ensuring you have access to our site and that all people accessing it through your internet connection are aware of and comply with these terms.
Intellectual Property Rights
We own or are licensed to use all intellectual property rights in our site and its content. These works are protected by copyright laws and treaties. All such rights are reserved. We are not responsible for content uploaded or shared by users that is not posted by us.
Some material shared on our site is confidential and not for distribution. You may not use any part of the materials for commercial purposes without prior consent. Any unauthorized copying, downloading, or printing of materials may result in immediate termination of your access to our site and require you to return or destroy any copies you have made.
Information Reliance
Reliance on Information Posted
As stated in our Terms and Conditions, commentary and other materials on our site are not intended as advice. We disclaim all liability arising from reliance on such materials by any visitor to our site or by anyone informed of its content.
Our Site Changes Regularly
We aim to update our site regularly and may change content at any time. We may suspend access to our site or close it indefinitely. The material on our site may be out of date, and we are under no obligation to update it.
Our Liability
As outlined in our Terms and Conditions, the material on our site is provided without any warranties or guarantees. To the extent permitted by law, we, along with our group of companies and third parties connected to us, exclude:
- All conditions, warranties, and other terms that might otherwise be implied by statute, common law, or equity.
- Any liability for direct, indirect, or consequential loss or damage related to our site or its use, including, but not limited to:
- Loss of income or revenue;
- Loss of business;
- Loss of profits or contracts;
- Loss of anticipated savings;
- Loss of data;
- Loss of goodwill;
- Wasted management or office time;
We are not liable for any loss or damage of any kind, even if foreseeable, except for direct financial loss that is not excluded by the above categories. This does not affect our liability for death or personal injury resulting from our negligence or other liabilities that cannot be excluded under applicable law.
Information About You
Information About You and Your Visits to Our Site
We process information about you in accordance with our privacy policy. By using our site, you consent to such processing and ensure that all data provided by you is accurate.
Uploading Material
Uploading Material to Our Site
Any material you upload to our site will be considered non-confidential and non-proprietary. We have the right to use, copy, distribute, and disclose such material to third parties for any purpose. We also have the right to disclose your identity to third parties claiming that material you posted violates their intellectual property rights or privacy rights.
We are not responsible for the content or accuracy of materials posted by you or other users of our site.
Offenses
Viruses, Hacking, and Other Offenses
You must not misuse our site by introducing viruses, trojans, worms, logic bombs, or other harmful material. You must not attempt to gain unauthorized access to our site, the server on which it is stored, or any connected servers or databases. Do not attack our site via a denial-of-service attack.
Breaching this provision constitutes a criminal offense under New York State law. We will report any breaches to law enforcement authorities and cooperate by disclosing your identity. Your access to our site will cease immediately upon such a breach.
We are not liable for any loss or damage caused by a denial-of-service attack, viruses, or other harmful material that may infect your equipment or data due to your use of our site.
Linking to Our Site
You may link to pages on our site provided you do so fairly and legally, without damaging our reputation or misleading others about any association, approval, or endorsement. For any other use of material on our site, please contact us at contactusEpoch.com.
Links from Our Site
Our site may contain links to other sites and resources provided by third parties. These links are for your information only. We have no control over these sites and accept no responsibility for their content or for any loss or damage arising from their use.
Jurisdiction
Jurisdiction and Applicable Law
The courts of New York City will have exclusive jurisdiction over any claims arising from a visit to our site, though we retain the right to bring proceedings in your country of residence or any other relevant jurisdiction.
These terms of use and any disputes arising from them will be governed by and construed in accordance with the laws of New York State.
Trademarks
Epoch is a registered trademark in the United States.
Variations
We may revise these terms of use. Registered users will be notified of any changes, which will be binding on all users who continue to use the site. Some provisions may also be superseded by notices published elsewhere on our site.
Your Concerns
If you have concerns about material on our site, please contact us.